Entry-Level Life & Health Insurance Agent

September 23, 2026

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Entry-Level Life & Health Insurance Agent (100% Remote)

Company: Apex Legacy Group

Location: 100% Remote (Work from anywhere in the U.S.)

Job Type: Full-Time | Part Time

Commission-Based with Uncapped Earnings of 80% – 145% on policies sold

About Apex Legacy Group

At Apex Legacy Group, we believe in protecting families and helping people build lasting legacies. As an independent insurance brokerage, we shop multiple top-rated carriers to find the right life and health insurance solutions for our clients — without pressure, quotas, or hidden agendas. We specialize in serving families, business owners, veterans, first responders, educators, and truckers with honest guidance and affordable coverage that truly fits their needs and budgets.We’re a family-first organization that values integrity, accessibility, and long-term relationships.

If you’re looking to build a meaningful career while helping others protect what matters most, this is the opportunity for you.

Position Overview

We are seeking motivated, coachable individuals to join our team as Entry-Level Life and Health Insurance Agents. This is a fully remote position with inbound leads provided — no cold calling required. You’ll receive comprehensive training and support to help families secure the protection they need through term life, whole life, IULs, health insurance, critical illness, and more.

Key Responsibilities

Consult with inbound leads to understand their needs and recommend suitable life and health insurance solutions
Educate clients on coverage options in a clear, honest, and pressure-free manner
Guide clients through the application and underwriting process
Build long-term relationships by providing exceptional service
Consistently follow up with leads and clients to help them make informed decisions
Work toward personal production goals while contributing to team success

What We Offer

100% Remote Work – Work from the comfort of your home
Inbound Leads Provided – No cold calling or prospecting required
High Commission Structure – Earn 80% – 145% on policies sold (first-year commission)
Residual Income – Earn ongoing renewal commissions on certain policies for true passive income potential
Uncapped Commissions – No limit on how much you can earn
Career Growth – Clear path to advance into leadership and management roles as you develop your skills and production
Comprehensive training and ongoing mentorship
Access to multiple top-rated insurance carriers
Flexible schedule with the ability to build your own book of business

Ideal Candidate

Entry-level candidates welcome — no prior insurance experience required
Strong communication and interpersonal skills
Self-motivated with a desire to help others
Coachable and eager to learn
Reliable with access to a computer, internet, and phone
Must be willing to obtain a Life and Health insurance license (we’ll guide you through the process)
Sales or customer service experience is a plus but not required

CompensationThis is a commission-only position with high earning potential and no cap. Top performers consistently earn six figures within their first year through a combination of new business commissions and residual income. Your success directly determines your income.Ready to Build Your Legacy?If you’re looking for a remote opportunity where you can make a real impact, earn uncapped income, and grow into leadership, we want to hear from you!

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

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When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

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With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

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6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

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10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...