Virtual Customer Care Agent | No Experience Required

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About the position

AO Globe Life is expanding its virtual team and seeking motivated, people-focused professionals to join us as Remote Benefits Representatives. In this role, you’ll meet virtually with individuals and families interested in learning more about available benefits. You’ll answer questions, explain coverage options, assist with enrollment, provide continued customer service, and help clients make informed decisions about their financial protection. This opportunity combines Customer Service, Client Relationships, Benefits Education, and Consultative Insurance Sales. Previous insurance experience is not required. We provide structured training, licensing guidance, qualified client opportunities, mentorship, coaching, and ongoing professional development.

Responsibilities

  • Meet with clients through scheduled Zoom and phone appointments
  • Connect with individuals and families interested in benefit information
  • Ask questions to understand each client’s needs and priorities
  • Listen carefully to concerns and questions
  • Build professional client relationships
  • Deliver a personalized and respectful virtual experience
  • Maintain consistent follow-up and communication
  • Explain available life insurance options
  • Review accident and supplemental health benefit options
  • Answer questions regarding available coverage
  • Help clients understand policy features and choices
  • Compare available benefit options
  • Provide personalized, needs-focused recommendations
  • Assist eligible clients with applications
  • Guide clients through enrollment
  • Explain required documentation
  • Complete applicable digital records accurately
  • Conduct applicable policy reviews
  • Assist with beneficiary updates
  • Answer general policy and coverage questions
  • Provide ongoing client follow-up
  • Help direct clients through applicable claims-support procedures
  • Maintain accurate digital client records
  • Update documentation when appropriate
  • Follow company procedures and applicable state requirements

Requirements

  • Be at least 18 years of age
  • Be physically located within the United States
  • Be legally authorized to work in the United States
  • Have access to a reliable computer or laptop
  • Maintain reliable high-speed internet
  • Have webcam and microphone capability
  • Maintain a quiet, professional workspace
  • Be comfortable communicating through Zoom and phone
  • Be comfortable learning web-based technology
  • Be willing to participate in required training and professional development
  • Be willing and able to obtain the appropriate state Life & Health Insurance License
  • Self-motivated
  • Personally accountable
  • Goal-oriented
  • Organized
  • Comfortable managing your own schedule
  • Comfortable learning technology
  • Able to work independently from home
  • Comfortable using Zoom and web-based applications
  • Coachable and receptive to feedback
  • Motivated by measurable results
  • Interested in professional development
  • Comfortable working in a commission-based environment

Nice-to-haves

  • Previous experience in Customer Service, Client Services, Member Services, Call Centers, Retail, Hospitality, Healthcare, Banking, Financial Services, Education, Administrative Support, Military Service, Recruiting, Account Management, or Sales.
  • Previous insurance experience is not required.
  • Entry-level applicants, career changers, recent graduates, veterans, individuals returning to the workforce, and experienced customer-service professionals are encouraged to apply.

Benefits

  • Weekly Commission-Based Pay
  • Performance Bonuses
  • Renewal Income
  • Residual Income Opportunities
  • Leadership Compensation for qualifying representatives
  • Recognition incentives
  • Additional performance-based rewards
  • Medical insurance reimbursement opportunities
  • Company-supported life insurance
  • Accidental Death Benefit coverage
  • One-on-one mentorship
  • Professional coaching
  • Leadership-development programs
  • OPEIU Local 277 representation where applicable
  • Virtual business technology and resources
  • Performance bonuses
  • Achievement awards
  • Team recognition
  • Leadership conferences
  • Professional-development events
  • Company-sponsored incentive travel
  • Performance contests
  • Additional advancement opportunities
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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...

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